Click on the image below to view the budget summary, and scroll
to see the outcome of the budget for the coming year. Click on
any account
name at the top to switch accounts.
In
the actual software, you can change the start date and the duration of the
preview (ex.
"display the budget from August 2012 for 2 years").
Date |
Description |
Debit (-) |
Credit (+) |
Balance |
Wed 2012-07-11 |
Transfer from dad |
|
$900.00 |
$6,238.30 |
Sat 2012-07-14 |
Home phone |
$25.00 |
|
$6,213.30 |
Sun 2012-07-15 |
Groceries |
$220.00 |
|
$5,993.30 |
Tue 2012-07-17 |
Bank fees |
$7.25 |
|
$5,986.05 |
Thu 2012-07-19 |
House insurance |
$106.16 |
|
$5,879.89 |
Thu 2012-07-19 |
Transfer from mom |
|
$900.00 |
$6,779.89 |
Sun 2012-07-22 |
Groceries |
$220.00 |
|
$6,559.89 |
Wed 2012-07-25 |
Credit card payment |
$300.00 |
|
$6,259.89 |
Wed 2012-07-25 |
Transfer from dad |
|
$900.00 |
$7,159.89 |
Sun 2012-07-29 |
Groceries |
$220.00 |
|
$6,939.89 |
Tue 2012-07-31 |
Car insurance |
$73.86 |
|
$6,866.03 |
Wed 2012-08-01 |
Mortgage |
$1,649.00 |
|
$5,217.03 |
Wed 2012-08-01 |
Family car payment |
$362.74 |
|
$4,854.29 |
Wed 2012-08-01 |
Clothing etc. |
$120.00 |
|
$4,734.29 |
Thu 2012-08-02 |
Transfer from mom |
|
$900.00 |
$5,634.29 |
Sun 2012-08-05 |
Groceries |
$220.00 |
|
$5,414.29 |
Wed 2012-08-08 |
Transfer from dad |
|
$900.00 |
$6,314.29 |
Sun 2012-08-12 |
Groceries |
$220.00 |
|
$6,094.29 |
Tue 2012-08-14 |
Home phone |
$25.00 |
|
$6,069.29 |
Thu 2012-08-16 |
Transfer from mom |
|
$900.00 |
$6,969.29 |
Fri 2012-08-17 |
Bank fees |
$7.25 |
|
$6,962.04 |
Sun 2012-08-19 |
House insurance |
$106.16 |
|
$6,855.88 |
Sun 2012-08-19 |
Groceries |
$220.00 |
|
$6,635.88 |
Mon 2012-08-20 |
School supplies |
$300.00 |
|
$6,335.88 |
Wed 2012-08-22 |
Transfer from dad |
|
$900.00 |
$7,235.88 |
Sat 2012-08-25 |
Credit card payment |
$300.00 |
|
$6,935.88 |
Sun 2012-08-26 |
Groceries |
$220.00 |
|
$6,715.88 |
Thu 2012-08-30 |
Transfer from mom |
|
$900.00 |
$7,615.88 |
Fri 2012-08-31 |
Car insurance |
$73.86 |
|
$7,542.02 |
Sat 2012-09-01 |
Mortgage |
$1,649.00 |
|
$5,893.02 |
Sat 2012-09-01 |
Family car payment |
$362.74 |
|
$5,530.28 |
Sat 2012-09-01 |
Clothing etc. |
$120.00 |
|
$5,410.28 |
Sun 2012-09-02 |
Groceries |
$220.00 |
|
$5,190.28 |
Wed 2012-09-05 |
Transfer from dad |
|
$900.00 |
$6,090.28 |
Sun 2012-09-09 |
Groceries |
$220.00 |
|
$5,870.28 |
Thu 2012-09-13 |
Transfer from mom |
|
$900.00 |
$6,770.28 |
Fri 2012-09-14 |
Home phone |
$25.00 |
|
$6,745.28 |
Sun 2012-09-16 |
Groceries |
$220.00 |
|
$6,525.28 |
Mon 2012-09-17 |
Bank fees |
$7.25 |
|
$6,518.03 |
Wed 2012-09-19 |
House insurance |
$106.16 |
|
$6,411.87 |
Wed 2012-09-19 |
Transfer from dad |
|
$900.00 |
$7,311.87 |
Sun 2012-09-23 |
Groceries |
$220.00 |
|
$7,091.87 |
Tue 2012-09-25 |
Credit card payment |
$300.00 |
|
$6,791.87 |
Thu 2012-09-27 |
Transfer from mom |
|
$900.00 |
$7,691.87 |
Sun 2012-09-30 |
Groceries |
$220.00 |
|
$7,471.87 |
Mon 2012-10-01 |
Mortgage |
$1,649.00 |
|
$5,822.87 |
Mon 2012-10-01 |
Family car payment |
$362.74 |
|
$5,460.13 |
Mon 2012-10-01 |
Clothing etc. |
$120.00 |
|
$5,340.13 |
Tue 2012-10-02 |
Electricity bill |
$121.00 |
|
$5,219.13 |
Wed 2012-10-03 |
Transfer from dad |
|
$900.00 |
$6,119.13 |
Sun 2012-10-07 |
Groceries |
$220.00 |
|
$5,899.13 |
Thu 2012-10-11 |
Transfer from mom |
|
$900.00 |
$6,799.13 |
Sun 2012-10-14 |
Groceries |
$220.00 |
|
$6,579.13 |
Sun 2012-10-14 |
Home phone |
$25.00 |
|
$6,554.13 |
Wed 2012-10-17 |
Bank fees |
$7.25 |
|
$6,546.88 |
Wed 2012-10-17 |
Transfer from dad |
|
$900.00 |
$7,446.88 |
Fri 2012-10-19 |
House insurance |
$106.16 |
|
$7,340.72 |
Sun 2012-10-21 |
Groceries |
$220.00 |
|
$7,120.72 |
Thu 2012-10-25 |
Credit card payment |
$300.00 |
|
$6,820.72 |
Thu 2012-10-25 |
Transfer from mom |
|
$900.00 |
$7,720.72 |
Sun 2012-10-28 |
Groceries |
$220.00 |
|
$7,500.72 |
Wed 2012-10-31 |
Car insurance |
$73.86 |
|
$7,426.86 |
Wed 2012-10-31 |
Transfer from dad |
|
$900.00 |
$8,326.86 |
Thu 2012-11-01 |
Mortgage |
$1,649.00 |
|
$6,677.86 |
Thu 2012-11-01 |
Family car payment |
$362.74 |
|
$6,315.12 |
Thu 2012-11-01 |
Clothing etc. |
$120.00 |
|
$6,195.12 |
Sun 2012-11-04 |
Groceries |
$220.00 |
|
$5,975.12 |
Thu 2012-11-08 |
Transfer from mom |
|
$900.00 |
$6,875.12 |
Sun 2012-11-11 |
Groceries |
$220.00 |
|
$6,655.12 |
Wed 2012-11-14 |
Home phone |
$25.00 |
|
$6,630.12 |
Wed 2012-11-14 |
Transfer from dad |
|
$900.00 |
$7,530.12 |
Sat 2012-11-17 |
Bank fees |
$7.25 |
|
$7,522.87 |
Sun 2012-11-18 |
Groceries |
$220.00 |
|
$7,302.87 |
Mon 2012-11-19 |
House insurance |
$106.16 |
|
$7,196.71 |
Thu 2012-11-22 |
Transfer from mom |
|
$900.00 |
$8,096.71 |
Sun 2012-11-25 |
Credit card payment |
$300.00 |
|
$7,796.71 |
Sun 2012-11-25 |
Groceries |
$220.00 |
|
$7,576.71 |
Wed 2012-11-28 |
Transfer from dad |
|
$900.00 |
$8,476.71 |
Sat 2012-12-01 |
Mortgage |
$1,649.00 |
|
$6,827.71 |
Sat 2012-12-01 |
Family car payment |
$362.74 |
|
$6,464.97 |
Sat 2012-12-01 |
Clothing etc. |
$120.00 |
|
$6,344.97 |
Sun 2012-12-02 |
Groceries |
$220.00 |
|
$6,124.97 |
Sun 2012-12-02 |
Christmas gifts |
$400.00 |
|
$5,724.97 |
Thu 2012-12-06 |
Transfer from mom |
|
$900.00 |
$6,624.97 |
Sun 2012-12-09 |
Groceries |
$220.00 |
|
$6,404.97 |
Wed 2012-12-12 |
Transfer from dad |
|
$900.00 |
$7,304.97 |
Fri 2012-12-14 |
Home phone |
$25.00 |
|
$7,279.97 |
Sun 2012-12-16 |
Groceries |
$220.00 |
|
$7,059.97 |
Mon 2012-12-17 |
Bank fees |
$7.25 |
|
$7,052.72 |
Wed 2012-12-19 |
House insurance |
$106.16 |
|
$6,946.56 |
Thu 2012-12-20 |
Transfer from mom |
|
$900.00 |
$7,846.56 |
Sun 2012-12-23 |
Groceries |
$220.00 |
|
$7,626.56 |
Tue 2012-12-25 |
Credit card payment |
$300.00 |
|
$7,326.56 |
Wed 2012-12-26 |
Transfer from dad |
|
$900.00 |
$8,226.56 |
Sun 2012-12-30 |
Groceries |
$220.00 |
|
$8,006.56 |
Mon 2012-12-31 |
Car insurance |
$73.86 |
|
$7,932.70 |
Mon 2012-12-31 |
Electricity bill |
$121.00 |
|
$7,811.70 |
Tue 2013-01-01 |
Mortgage |
$1,649.00 |
|
$6,162.70 |
Tue 2013-01-01 |
Family car payment |
$362.74 |
|
$5,799.96 |
Tue 2013-01-01 |
Clothing etc. |
$120.00 |
|
$5,679.96 |
Thu 2013-01-03 |
Transfer from mom |
|
$900.00 |
$6,579.96 |
Sun 2013-01-06 |
Groceries |
$220.00 |
|
$6,359.96 |
Wed 2013-01-09 |
Transfer from dad |
|
$900.00 |
$7,259.96 |
Sun 2013-01-13 |
Groceries |
$220.00 |
|
$7,039.96 |
Mon 2013-01-14 |
Home phone |
$25.00 |
|
$7,014.96 |
Thu 2013-01-17 |
Bank fees |
$7.25 |
|
$7,007.71 |
Thu 2013-01-17 |
Transfer from mom |
|
$900.00 |
$7,907.71 |
Sat 2013-01-19 |
House insurance |
$106.16 |
|
$7,801.55 |
Sun 2013-01-20 |
Groceries |
$220.00 |
|
$7,581.55 |
Wed 2013-01-23 |
Transfer from dad |
|
$900.00 |
$8,481.55 |
Fri 2013-01-25 |
Credit card payment |
$300.00 |
|
$8,181.55 |
Sun 2013-01-27 |
Groceries |
$220.00 |
|
$7,961.55 |
Thu 2013-01-31 |
Car insurance |
$73.86 |
|
$7,887.69 |
Thu 2013-01-31 |
Transfer from mom |
|
$900.00 |
$8,787.69 |
Fri 2013-02-01 |
Mortgage |
$1,649.00 |
|
$7,138.69 |
Fri 2013-02-01 |
Family car payment |
$362.74 |
|
$6,775.95 |
Fri 2013-02-01 |
Clothing etc. |
$120.00 |
|
$6,655.95 |
Sun 2013-02-03 |
Groceries |
$220.00 |
|
$6,435.95 |
Wed 2013-02-06 |
Transfer from dad |
|
$900.00 |
$7,335.95 |
Sun 2013-02-10 |
Groceries |
$220.00 |
|
$7,115.95 |
Thu 2013-02-14 |
Home phone |
$25.00 |
|
$7,090.95 |
Thu 2013-02-14 |
Transfer from mom |
|
$900.00 |
$7,990.95 |
Sun 2013-02-17 |
Bank fees |
$7.25 |
|
$7,983.70 |
Sun 2013-02-17 |
Groceries |
$220.00 |
|
$7,763.70 |
Tue 2013-02-19 |
House insurance |
$106.16 |
|
$7,657.54 |
Wed 2013-02-20 |
Transfer from dad |
|
$900.00 |
$8,557.54 |
Sun 2013-02-24 |
Groceries |
$220.00 |
|
$8,337.54 |
Mon 2013-02-25 |
Credit card payment |
$300.00 |
|
$8,037.54 |
Thu 2013-02-28 |
Transfer from mom |
|
$900.00 |
$8,937.54 |
Fri 2013-03-01 |
Mortgage |
$1,649.00 |
|
$7,288.54 |
Fri 2013-03-01 |
Family car payment |
$362.74 |
|
$6,925.80 |
Fri 2013-03-01 |
Clothing etc. |
$120.00 |
|
$6,805.80 |
Sun 2013-03-03 |
Groceries |
$220.00 |
|
$6,585.80 |
Wed 2013-03-06 |
Transfer from dad |
|
$900.00 |
$7,485.80 |
Sun 2013-03-10 |
Groceries |
$220.00 |
|
$7,265.80 |
Thu 2013-03-14 |
Home phone |
$25.00 |
|
$7,240.80 |
Thu 2013-03-14 |
Transfer from mom |
|
$900.00 |
$8,140.80 |
Sun 2013-03-17 |
Bank fees |
$7.25 |
|
$8,133.55 |
Sun 2013-03-17 |
Groceries |
$220.00 |
|
$7,913.55 |
Tue 2013-03-19 |
House insurance |
$106.16 |
|
$7,807.39 |
Wed 2013-03-20 |
Transfer from dad |
|
$900.00 |
$8,707.39 |
Sun 2013-03-24 |
Groceries |
$220.00 |
|
$8,487.39 |
Mon 2013-03-25 |
Credit card payment |
$300.00 |
|
$8,187.39 |
Thu 2013-03-28 |
Transfer from mom |
|
$900.00 |
$9,087.39 |
Sun 2013-03-31 |
Car insurance |
$73.86 |
|
$9,013.53 |
Sun 2013-03-31 |
Groceries |
$220.00 |
|
$8,793.53 |
Sun 2013-03-31 |
Electricity bill |
$121.00 |
|
$8,672.53 |
Mon 2013-04-01 |
Mortgage |
$1,649.00 |
|
$7,023.53 |
Mon 2013-04-01 |
Family car payment |
$362.74 |
|
$6,660.79 |
Mon 2013-04-01 |
Clothing etc. |
$120.00 |
|
$6,540.79 |
Wed 2013-04-03 |
Transfer from dad |
|
$900.00 |
$7,440.79 |
Sun 2013-04-07 |
Groceries |
$220.00 |
|
$7,220.79 |
Thu 2013-04-11 |
Transfer from mom |
|
$900.00 |
$8,120.79 |
Sun 2013-04-14 |
Groceries |
$220.00 |
|
$7,900.79 |
Sun 2013-04-14 |
Home phone |
$25.00 |
|
$7,875.79 |
Wed 2013-04-17 |
Bank fees |
$7.25 |
|
$7,868.54 |
Wed 2013-04-17 |
Transfer from dad |
|
$900.00 |
$8,768.54 |
Fri 2013-04-19 |
House insurance |
$106.16 |
|
$8,662.38 |
Sun 2013-04-21 |
Groceries |
$220.00 |
|
$8,442.38 |
Thu 2013-04-25 |
Credit card payment |
$300.00 |
|
$8,142.38 |
Thu 2013-04-25 |
Transfer from mom |
|
$900.00 |
$9,042.38 |
Sun 2013-04-28 |
Groceries |
$220.00 |
|
$8,822.38 |
Wed 2013-05-01 |
Mortgage |
$1,649.00 |
|
$7,173.38 |
Wed 2013-05-01 |
Transfer from dad |
|
$900.00 |
$8,073.38 |
Wed 2013-05-01 |
Family car payment |
$362.74 |
|
$7,710.64 |
Wed 2013-05-01 |
Clothing etc. |
$120.00 |
|
$7,590.64 |
Sun 2013-05-05 |
Groceries |
$220.00 |
|
$7,370.64 |
Thu 2013-05-09 |
Transfer from mom |
|
$900.00 |
$8,270.64 |
Sun 2013-05-12 |
Groceries |
$220.00 |
|
$8,050.64 |
Tue 2013-05-14 |
Home phone |
$25.00 |
|
$8,025.64 |
Wed 2013-05-15 |
Transfer from dad |
|
$900.00 |
$8,925.64 |
Fri 2013-05-17 |
Bank fees |
$7.25 |
|
$8,918.39 |
Sun 2013-05-19 |
House insurance |
$106.16 |
|
$8,812.23 |
Sun 2013-05-19 |
Groceries |
$220.00 |
|
$8,592.23 |
Thu 2013-05-23 |
Transfer from mom |
|
$900.00 |
$9,492.23 |
Sat 2013-05-25 |
Credit card payment |
$300.00 |
|
$9,192.23 |
Sun 2013-05-26 |
Groceries |
$220.00 |
|
$8,972.23 |
Wed 2013-05-29 |
Transfer from dad |
|
$900.00 |
$9,872.23 |
Fri 2013-05-31 |
Car insurance |
$73.86 |
|
$9,798.37 |
Sat 2013-06-01 |
Mortgage |
$1,649.00 |
|
$8,149.37 |
Sat 2013-06-01 |
Family car payment |
$362.74 |
|
$7,786.63 |
Sat 2013-06-01 |
Clothing etc. |
$120.00 |
|
$7,666.63 |
Sun 2013-06-02 |
Groceries |
$220.00 |
|
$7,446.63 |
Thu 2013-06-06 |
Transfer from mom |
|
$900.00 |
$8,346.63 |
Sun 2013-06-09 |
Groceries |
$220.00 |
|
$8,126.63 |
Wed 2013-06-12 |
Transfer from dad |
|
$900.00 |
$9,026.63 |
Fri 2013-06-14 |
Home phone |
$25.00 |
|
$9,001.63 |
Sun 2013-06-16 |
Groceries |
$220.00 |
|
$8,781.63 |
Mon 2013-06-17 |
Bank fees |
$7.25 |
|
$8,774.38 |
Wed 2013-06-19 |
House insurance |
$106.16 |
|
$8,668.22 |
Thu 2013-06-20 |
Transfer from mom |
|
$900.00 |
$9,568.22 |
Sun 2013-06-23 |
Groceries |
$220.00 |
|
$9,348.22 |
Tue 2013-06-25 |
Credit card payment |
$300.00 |
|
$9,048.22 |
Wed 2013-06-26 |
Transfer from dad |
|
$900.00 |
$9,948.22 |
Sat 2013-06-29 |
Electricity bill |
$121.00 |
|
$9,827.22 |
Sun 2013-06-30 |
Groceries |
$220.00 |
|
$9,607.22 |
Mon 2013-07-01 |
Mortgage |
$1,649.00 |
|
$7,958.22 |
Mon 2013-07-01 |
Family car payment |
$362.74 |
|
$7,595.48 |
Mon 2013-07-01 |
Clothing etc. |
$120.00 |
|
$7,475.48 |
Thu 2013-07-04 |
Transfer from mom |
|
$900.00 |
$8,375.48 |
Sun 2013-07-07 |
Groceries |
$220.00 |
|
$8,155.48 |
Date |
Description |
Debit (+) |
Credit (-) |
Balance |
Thu 2012-07-19 |
Credit card interests |
$25.39 |
|
$1,629.21 |
Fri 2012-07-20 |
Gas |
$120.00 |
|
$1,749.21 |
Fri 2012-07-20 |
Cell phone dad |
$35.00 |
|
$1,784.21 |
Wed 2012-07-25 |
Credit card payment |
|
$300.00 |
$1,484.21 |
Wed 2012-08-01 |
Internet |
$43.97 |
|
$1,528.18 |
Wed 2012-08-01 |
Cell phone mom |
$35.00 |
|
$1,563.18 |
Sun 2012-08-19 |
Credit card interests |
$24.75 |
|
$1,587.93 |
Mon 2012-08-20 |
Gas |
$120.00 |
|
$1,707.93 |
Mon 2012-08-20 |
Cell phone dad |
$35.00 |
|
$1,742.93 |
Sat 2012-08-25 |
Credit card payment |
|
$300.00 |
$1,442.93 |
Sat 2012-09-01 |
Internet |
$43.97 |
|
$1,486.90 |
Sat 2012-09-01 |
Cell phone mom |
$35.00 |
|
$1,521.90 |
Wed 2012-09-19 |
Credit card interests |
$24.10 |
|
$1,546.00 |
Thu 2012-09-20 |
Gas |
$120.00 |
|
$1,666.00 |
Thu 2012-09-20 |
Cell phone dad |
$35.00 |
|
$1,701.00 |
Tue 2012-09-25 |
Credit card payment |
|
$300.00 |
$1,401.00 |
Mon 2012-10-01 |
Internet |
$43.97 |
|
$1,444.97 |
Mon 2012-10-01 |
Cell phone mom |
$35.00 |
|
$1,479.97 |
Fri 2012-10-19 |
Credit card interests |
$23.43 |
|
$1,503.40 |
Sat 2012-10-20 |
Gas |
$120.00 |
|
$1,623.40 |
Sat 2012-10-20 |
Cell phone dad |
$35.00 |
|
$1,658.40 |
Thu 2012-10-25 |
Credit card payment |
|
$300.00 |
$1,358.40 |
Thu 2012-11-01 |
Internet |
$43.97 |
|
$1,402.37 |
Thu 2012-11-01 |
Cell phone mom |
$35.00 |
|
$1,437.37 |
Mon 2012-11-19 |
Credit card interests |
$22.76 |
|
$1,460.13 |
Tue 2012-11-20 |
Gas |
$120.00 |
|
$1,580.13 |
Tue 2012-11-20 |
Cell phone dad |
$35.00 |
|
$1,615.13 |
Sun 2012-11-25 |
Credit card payment |
|
$300.00 |
$1,315.13 |
Sat 2012-12-01 |
Internet |
$43.97 |
|
$1,359.10 |
Sat 2012-12-01 |
Cell phone mom |
$35.00 |
|
$1,394.10 |
Wed 2012-12-19 |
Credit card interests |
$22.07 |
|
$1,416.17 |
Thu 2012-12-20 |
Gas |
$120.00 |
|
$1,536.17 |
Thu 2012-12-20 |
Cell phone dad |
$35.00 |
|
$1,571.17 |
Tue 2012-12-25 |
Credit card payment |
|
$300.00 |
$1,271.17 |
Tue 2013-01-01 |
Internet |
$43.97 |
|
$1,315.14 |
Tue 2013-01-01 |
Cell phone mom |
$35.00 |
|
$1,350.14 |
Sat 2013-01-19 |
Credit card interests |
$21.38 |
|
$1,371.52 |
Sun 2013-01-20 |
Gas |
$120.00 |
|
$1,491.52 |
Sun 2013-01-20 |
Cell phone dad |
$35.00 |
|
$1,526.52 |
Fri 2013-01-25 |
Credit card payment |
|
$300.00 |
$1,226.52 |
Fri 2013-02-01 |
Internet |
$43.97 |
|
$1,270.49 |
Fri 2013-02-01 |
Cell phone mom |
$35.00 |
|
$1,305.49 |
Tue 2013-02-19 |
Credit card interests |
$20.67 |
|
$1,326.16 |
Wed 2013-02-20 |
Gas |
$120.00 |
|
$1,446.16 |
Wed 2013-02-20 |
Cell phone dad |
$35.00 |
|
$1,481.16 |
Mon 2013-02-25 |
Credit card payment |
|
$300.00 |
$1,181.16 |
Fri 2013-03-01 |
Internet |
$43.97 |
|
$1,225.13 |
Fri 2013-03-01 |
Cell phone mom |
$35.00 |
|
$1,260.13 |
Tue 2013-03-19 |
Credit card interests |
$19.95 |
|
$1,280.08 |
Wed 2013-03-20 |
Gas |
$120.00 |
|
$1,400.08 |
Wed 2013-03-20 |
Cell phone dad |
$35.00 |
|
$1,435.08 |
Mon 2013-03-25 |
Credit card payment |
|
$300.00 |
$1,135.08 |
Mon 2013-04-01 |
Internet |
$43.97 |
|
$1,179.05 |
Mon 2013-04-01 |
Cell phone mom |
$35.00 |
|
$1,214.05 |
Fri 2013-04-19 |
Credit card interests |
$19.22 |
|
$1,233.27 |
Sat 2013-04-20 |
Gas |
$120.00 |
|
$1,353.27 |
Sat 2013-04-20 |
Cell phone dad |
$35.00 |
|
$1,388.27 |
Thu 2013-04-25 |
Credit card payment |
|
$300.00 |
$1,088.27 |
Wed 2013-05-01 |
Internet |
$43.97 |
|
$1,132.24 |
Wed 2013-05-01 |
Cell phone mom |
$35.00 |
|
$1,167.24 |
Sun 2013-05-19 |
Credit card interests |
$18.48 |
|
$1,185.72 |
Mon 2013-05-20 |
Gas |
$120.00 |
|
$1,305.72 |
Mon 2013-05-20 |
Cell phone dad |
$35.00 |
|
$1,340.72 |
Sat 2013-05-25 |
Credit card payment |
|
$300.00 |
$1,040.72 |
Sat 2013-06-01 |
Internet |
$43.97 |
|
$1,084.69 |
Sat 2013-06-01 |
Cell phone mom |
$35.00 |
|
$1,119.69 |
Wed 2013-06-19 |
Credit card interests |
$17.73 |
|
$1,137.42 |
Thu 2013-06-20 |
Gas |
$120.00 |
|
$1,257.42 |
Thu 2013-06-20 |
Cell phone dad |
$35.00 |
|
$1,292.42 |
Tue 2013-06-25 |
Credit card payment |
|
$300.00 |
$992.42 |
Mon 2013-07-01 |
Internet |
$43.97 |
|
$1,036.39 |
Mon 2013-07-01 |
Cell phone mom |
$35.00 |
|
$1,071.39 |
Date |
Description |
Debit (-) |
Credit (+) |
Balance |
Wed 2012-07-11 |
Dad's salary |
|
$1,157.59 |
$4,367.08 |
Wed 2012-07-11 |
Transfer from dad |
$900.00 |
|
$3,467.08 |
Wed 2012-07-25 |
Dad's salary |
|
$1,157.59 |
$4,624.67 |
Wed 2012-07-25 |
Transfer from dad |
$900.00 |
|
$3,724.67 |
Wed 2012-08-08 |
Dad's salary |
|
$1,157.59 |
$4,882.26 |
Wed 2012-08-08 |
Car payment dad |
$162.74 |
|
$4,719.52 |
Wed 2012-08-08 |
Transfer from dad |
$900.00 |
|
$3,819.52 |
Wed 2012-08-22 |
Dad's salary |
|
$1,157.59 |
$4,977.11 |
Wed 2012-08-22 |
Transfer from dad |
$900.00 |
|
$4,077.11 |
Wed 2012-09-05 |
Dad's salary |
|
$1,157.59 |
$5,234.70 |
Wed 2012-09-05 |
Transfer from dad |
$900.00 |
|
$4,334.70 |
Sat 2012-09-08 |
Car payment dad |
$162.74 |
|
$4,171.96 |
Wed 2012-09-19 |
Dad's salary |
|
$1,157.59 |
$5,329.55 |
Wed 2012-09-19 |
Transfer from dad |
$900.00 |
|
$4,429.55 |
Wed 2012-10-03 |
Dad's salary |
|
$1,157.59 |
$5,587.14 |
Wed 2012-10-03 |
Transfer from dad |
$900.00 |
|
$4,687.14 |
Mon 2012-10-08 |
Car payment dad |
$162.74 |
|
$4,524.40 |
Wed 2012-10-17 |
Dad's salary |
|
$1,157.59 |
$5,681.99 |
Wed 2012-10-17 |
Transfer from dad |
$900.00 |
|
$4,781.99 |
Wed 2012-10-31 |
Dad's salary |
|
$1,157.59 |
$5,939.58 |
Wed 2012-10-31 |
Transfer from dad |
$900.00 |
|
$5,039.58 |
Thu 2012-11-08 |
Car payment dad |
$162.74 |
|
$4,876.84 |
Wed 2012-11-14 |
Dad's salary |
|
$1,157.59 |
$6,034.43 |
Wed 2012-11-14 |
Transfer from dad |
$900.00 |
|
$5,134.43 |
Wed 2012-11-28 |
Dad's salary |
|
$1,157.59 |
$6,292.02 |
Wed 2012-11-28 |
Transfer from dad |
$900.00 |
|
$5,392.02 |
Sat 2012-12-08 |
Car payment dad |
$162.74 |
|
$5,229.28 |
Wed 2012-12-12 |
Dad's salary |
|
$1,157.59 |
$6,386.87 |
Wed 2012-12-12 |
Transfer from dad |
$900.00 |
|
$5,486.87 |
Wed 2012-12-26 |
Dad's salary |
|
$1,157.59 |
$6,644.46 |
Wed 2012-12-26 |
Transfer from dad |
$900.00 |
|
$5,744.46 |
Tue 2013-01-08 |
Car payment dad |
$162.74 |
|
$5,581.72 |
Wed 2013-01-09 |
Dad's salary |
|
$1,157.59 |
$6,739.31 |
Wed 2013-01-09 |
Transfer from dad |
$900.00 |
|
$5,839.31 |
Wed 2013-01-23 |
Dad's salary |
|
$1,157.59 |
$6,996.90 |
Wed 2013-01-23 |
Transfer from dad |
$900.00 |
|
$6,096.90 |
Wed 2013-02-06 |
Dad's salary |
|
$1,157.59 |
$7,254.49 |
Wed 2013-02-06 |
Transfer from dad |
$900.00 |
|
$6,354.49 |
Fri 2013-02-08 |
Car payment dad |
$162.74 |
|
$6,191.75 |
Wed 2013-02-20 |
Dad's salary |
|
$1,157.59 |
$7,349.34 |
Wed 2013-02-20 |
Transfer from dad |
$900.00 |
|
$6,449.34 |
Wed 2013-03-06 |
Dad's salary |
|
$1,157.59 |
$7,606.93 |
Wed 2013-03-06 |
Transfer from dad |
$900.00 |
|
$6,706.93 |
Fri 2013-03-08 |
Car payment dad |
$162.74 |
|
$6,544.19 |
Wed 2013-03-20 |
Dad's salary |
|
$1,157.59 |
$7,701.78 |
Wed 2013-03-20 |
Transfer from dad |
$900.00 |
|
$6,801.78 |
Wed 2013-04-03 |
Dad's salary |
|
$1,157.59 |
$7,959.37 |
Wed 2013-04-03 |
Transfer from dad |
$900.00 |
|
$7,059.37 |
Mon 2013-04-08 |
Car payment dad |
$162.74 |
|
$6,896.63 |
Wed 2013-04-17 |
Dad's salary |
|
$1,157.59 |
$8,054.22 |
Wed 2013-04-17 |
Transfer from dad |
$900.00 |
|
$7,154.22 |
Wed 2013-05-01 |
Dad's salary |
|
$1,157.59 |
$8,311.81 |
Wed 2013-05-01 |
Transfer from dad |
$900.00 |
|
$7,411.81 |
Wed 2013-05-08 |
Car payment dad |
$162.74 |
|
$7,249.07 |
Wed 2013-05-15 |
Dad's salary |
|
$1,157.59 |
$8,406.66 |
Wed 2013-05-15 |
Transfer from dad |
$900.00 |
|
$7,506.66 |
Wed 2013-05-29 |
Dad's salary |
|
$1,157.59 |
$8,664.25 |
Wed 2013-05-29 |
Transfer from dad |
$900.00 |
|
$7,764.25 |
Sat 2013-06-08 |
Car payment dad |
$162.74 |
|
$7,601.51 |
Wed 2013-06-12 |
Dad's salary |
|
$1,157.59 |
$8,759.10 |
Wed 2013-06-12 |
Transfer from dad |
$900.00 |
|
$7,859.10 |
Wed 2013-06-26 |
Dad's salary |
|
$1,157.59 |
$9,016.69 |
Wed 2013-06-26 |
Transfer from dad |
$900.00 |
|
$8,116.69 |
Mon 2013-07-08 |
Car payment dad |
$162.74 |
|
$7,953.95 |
Date |
Description |
Debit (-) |
Credit (+) |
Balance |
Thu 2012-07-19 |
Mom's salary |
|
$1,157.59 |
$5,763.85 |
Thu 2012-07-19 |
Transfer from mom |
$900.00 |
|
$4,863.85 |
Thu 2012-08-02 |
Mom's salary |
|
$1,157.59 |
$6,021.44 |
Thu 2012-08-02 |
Transfer from mom |
$900.00 |
|
$5,121.44 |
Thu 2012-08-16 |
Mom's salary |
|
$1,157.59 |
$6,279.03 |
Thu 2012-08-16 |
Transfer from mom |
$900.00 |
|
$5,379.03 |
Thu 2012-08-30 |
Mom's salary |
|
$1,157.59 |
$6,536.62 |
Thu 2012-08-30 |
Transfer from mom |
$900.00 |
|
$5,636.62 |
Thu 2012-09-13 |
Mom's salary |
|
$1,157.59 |
$6,794.21 |
Thu 2012-09-13 |
Transfer from mom |
$900.00 |
|
$5,894.21 |
Thu 2012-09-27 |
Mom's salary |
|
$1,157.59 |
$7,051.80 |
Thu 2012-09-27 |
Transfer from mom |
$900.00 |
|
$6,151.80 |
Thu 2012-10-11 |
Mom's salary |
|
$1,157.59 |
$7,309.39 |
Thu 2012-10-11 |
Transfer from mom |
$900.00 |
|
$6,409.39 |
Thu 2012-10-25 |
Mom's salary |
|
$1,157.59 |
$7,566.98 |
Thu 2012-10-25 |
Transfer from mom |
$900.00 |
|
$6,666.98 |
Thu 2012-11-08 |
Mom's salary |
|
$1,157.59 |
$7,824.57 |
Thu 2012-11-08 |
Transfer from mom |
$900.00 |
|
$6,924.57 |
Thu 2012-11-22 |
Mom's salary |
|
$1,157.59 |
$8,082.16 |
Thu 2012-11-22 |
Transfer from mom |
$900.00 |
|
$7,182.16 |
Thu 2012-12-06 |
Mom's salary |
|
$1,157.59 |
$8,339.75 |
Thu 2012-12-06 |
Transfer from mom |
$900.00 |
|
$7,439.75 |
Thu 2012-12-20 |
Mom's salary |
|
$1,157.59 |
$8,597.34 |
Thu 2012-12-20 |
Transfer from mom |
$900.00 |
|
$7,697.34 |
Thu 2013-01-03 |
Mom's salary |
|
$1,157.59 |
$8,854.93 |
Thu 2013-01-03 |
Transfer from mom |
$900.00 |
|
$7,954.93 |
Thu 2013-01-17 |
Mom's salary |
|
$1,157.59 |
$9,112.52 |
Thu 2013-01-17 |
Transfer from mom |
$900.00 |
|
$8,212.52 |
Thu 2013-01-31 |
Mom's salary |
|
$1,157.59 |
$9,370.11 |
Thu 2013-01-31 |
Transfer from mom |
$900.00 |
|
$8,470.11 |
Thu 2013-02-14 |
Mom's salary |
|
$1,157.59 |
$9,627.70 |
Thu 2013-02-14 |
Transfer from mom |
$900.00 |
|
$8,727.70 |
Thu 2013-02-28 |
Mom's salary |
|
$1,157.59 |
$9,885.29 |
Thu 2013-02-28 |
Transfer from mom |
$900.00 |
|
$8,985.29 |
Thu 2013-03-14 |
Mom's salary |
|
$1,157.59 |
$10,142.88 |
Thu 2013-03-14 |
Transfer from mom |
$900.00 |
|
$9,242.88 |
Thu 2013-03-28 |
Mom's salary |
|
$1,157.59 |
$10,400.47 |
Thu 2013-03-28 |
Transfer from mom |
$900.00 |
|
$9,500.47 |
Thu 2013-04-11 |
Mom's salary |
|
$1,157.59 |
$10,658.06 |
Thu 2013-04-11 |
Transfer from mom |
$900.00 |
|
$9,758.06 |
Thu 2013-04-25 |
Mom's salary |
|
$1,157.59 |
$10,915.65 |
Thu 2013-04-25 |
Transfer from mom |
$900.00 |
|
$10,015.65 |
Thu 2013-05-09 |
Mom's salary |
|
$1,157.59 |
$11,173.24 |
Thu 2013-05-09 |
Transfer from mom |
$900.00 |
|
$10,273.24 |
Thu 2013-05-23 |
Mom's salary |
|
$1,157.59 |
$11,430.83 |
Thu 2013-05-23 |
Transfer from mom |
$900.00 |
|
$10,530.83 |
Thu 2013-06-06 |
Mom's salary |
|
$1,157.59 |
$11,688.42 |
Thu 2013-06-06 |
Transfer from mom |
$900.00 |
|
$10,788.42 |
Thu 2013-06-20 |
Mom's salary |
|
$1,157.59 |
$11,946.01 |
Thu 2013-06-20 |
Transfer from mom |
$900.00 |
|
$11,046.01 |
Thu 2013-07-04 |
Mom's salary |
|
$1,157.59 |
$12,203.60 |
Thu 2013-07-04 |
Transfer from mom |
$900.00 |
|
$11,303.60 |
Date |
Description |
Debit (+) |
Credit (-) |
Balance |
Sat 2012-07-14 |
Home phone |
$25.00 |
|
$17,052.46 |
Sun 2012-07-15 |
Groceries |
$220.00 |
|
$17,272.46 |
Tue 2012-07-17 |
Bank fees |
$7.25 |
|
$17,279.71 |
Thu 2012-07-19 |
House insurance |
$106.16 |
|
$17,385.87 |
Thu 2012-07-19 |
Credit card interests |
$25.39 |
|
$17,411.26 |
Sun 2012-07-22 |
Groceries |
$220.00 |
|
$17,631.26 |
Sun 2012-07-29 |
Groceries |
$220.00 |
|
$17,851.26 |
Wed 2012-08-01 |
Mortgage |
$1,649.00 |
|
$19,500.26 |
Sun 2012-08-05 |
Groceries |
$220.00 |
|
$19,720.26 |
Sun 2012-08-12 |
Groceries |
$220.00 |
|
$19,940.26 |
Tue 2012-08-14 |
Home phone |
$25.00 |
|
$19,965.26 |
Fri 2012-08-17 |
Bank fees |
$7.25 |
|
$19,972.51 |
Sun 2012-08-19 |
House insurance |
$106.16 |
|
$20,078.67 |
Sun 2012-08-19 |
Groceries |
$220.00 |
|
$20,298.67 |
Sun 2012-08-19 |
Credit card interests |
$24.75 |
|
$20,323.42 |
Sun 2012-08-26 |
Groceries |
$220.00 |
|
$20,543.42 |
Sat 2012-09-01 |
Mortgage |
$1,649.00 |
|
$22,192.42 |
Sun 2012-09-02 |
Groceries |
$220.00 |
|
$22,412.42 |
Sun 2012-09-09 |
Groceries |
$220.00 |
|
$22,632.42 |
Fri 2012-09-14 |
Home phone |
$25.00 |
|
$22,657.42 |
Sun 2012-09-16 |
Groceries |
$220.00 |
|
$22,877.42 |
Mon 2012-09-17 |
Bank fees |
$7.25 |
|
$22,884.67 |
Wed 2012-09-19 |
House insurance |
$106.16 |
|
$22,990.83 |
Wed 2012-09-19 |
Credit card interests |
$24.10 |
|
$23,014.93 |
Sun 2012-09-23 |
Groceries |
$220.00 |
|
$23,234.93 |
Sun 2012-09-30 |
Groceries |
$220.00 |
|
$23,454.93 |
Mon 2012-10-01 |
Mortgage |
$1,649.00 |
|
$25,103.93 |
Tue 2012-10-02 |
Electricity bill |
$121.00 |
|
$25,224.93 |
Sun 2012-10-07 |
Groceries |
$220.00 |
|
$25,444.93 |
Sun 2012-10-14 |
Groceries |
$220.00 |
|
$25,664.93 |
Sun 2012-10-14 |
Home phone |
$25.00 |
|
$25,689.93 |
Wed 2012-10-17 |
Bank fees |
$7.25 |
|
$25,697.18 |
Fri 2012-10-19 |
House insurance |
$106.16 |
|
$25,803.34 |
Fri 2012-10-19 |
Credit card interests |
$23.43 |
|
$25,826.77 |
Sun 2012-10-21 |
Groceries |
$220.00 |
|
$26,046.77 |
Sun 2012-10-28 |
Groceries |
$220.00 |
|
$26,266.77 |
Thu 2012-11-01 |
Mortgage |
$1,649.00 |
|
$27,915.77 |
Sun 2012-11-04 |
Groceries |
$220.00 |
|
$28,135.77 |
Sun 2012-11-11 |
Groceries |
$220.00 |
|
$28,355.77 |
Wed 2012-11-14 |
Home phone |
$25.00 |
|
$28,380.77 |
Sat 2012-11-17 |
Bank fees |
$7.25 |
|
$28,388.02 |
Sun 2012-11-18 |
Groceries |
$220.00 |
|
$28,608.02 |
Mon 2012-11-19 |
House insurance |
$106.16 |
|
$28,714.18 |
Mon 2012-11-19 |
Credit card interests |
$22.76 |
|
$28,736.94 |
Sun 2012-11-25 |
Groceries |
$220.00 |
|
$28,956.94 |
Sat 2012-12-01 |
Mortgage |
$1,649.00 |
|
$30,605.94 |
Sun 2012-12-02 |
Groceries |
$220.00 |
|
$30,825.94 |
Sun 2012-12-09 |
Groceries |
$220.00 |
|
$31,045.94 |
Fri 2012-12-14 |
Home phone |
$25.00 |
|
$31,070.94 |
Sun 2012-12-16 |
Groceries |
$220.00 |
|
$31,290.94 |
Mon 2012-12-17 |
Bank fees |
$7.25 |
|
$31,298.19 |
Wed 2012-12-19 |
House insurance |
$106.16 |
|
$31,404.35 |
Wed 2012-12-19 |
Credit card interests |
$22.07 |
|
$31,426.42 |
Sun 2012-12-23 |
Groceries |
$220.00 |
|
$31,646.42 |
Sun 2012-12-30 |
Groceries |
$220.00 |
|
$31,866.42 |
Mon 2012-12-31 |
Electricity bill |
$121.00 |
|
$31,987.42 |
Tue 2013-01-01 |
Mortgage |
$1,649.00 |
|
$33,636.42 |
Tue 2013-01-01 |
Adjustment |
|
$33,636.42 |
$0.00 |
Sun 2013-01-06 |
Groceries |
$220.00 |
|
$220.00 |
Sun 2013-01-13 |
Groceries |
$220.00 |
|
$440.00 |
Mon 2013-01-14 |
Home phone |
$25.00 |
|
$465.00 |
Thu 2013-01-17 |
Bank fees |
$7.25 |
|
$472.25 |
Sat 2013-01-19 |
House insurance |
$106.16 |
|
$578.41 |
Sat 2013-01-19 |
Credit card interests |
$21.38 |
|
$599.79 |
Sun 2013-01-20 |
Groceries |
$220.00 |
|
$819.79 |
Sun 2013-01-27 |
Groceries |
$220.00 |
|
$1,039.79 |
Fri 2013-02-01 |
Mortgage |
$1,649.00 |
|
$2,688.79 |
Sun 2013-02-03 |
Groceries |
$220.00 |
|
$2,908.79 |
Sun 2013-02-10 |
Groceries |
$220.00 |
|
$3,128.79 |
Thu 2013-02-14 |
Home phone |
$25.00 |
|
$3,153.79 |
Sun 2013-02-17 |
Bank fees |
$7.25 |
|
$3,161.04 |
Sun 2013-02-17 |
Groceries |
$220.00 |
|
$3,381.04 |
Tue 2013-02-19 |
House insurance |
$106.16 |
|
$3,487.20 |
Tue 2013-02-19 |
Credit card interests |
$20.67 |
|
$3,507.87 |
Sun 2013-02-24 |
Groceries |
$220.00 |
|
$3,727.87 |
Fri 2013-03-01 |
Mortgage |
$1,649.00 |
|
$5,376.87 |
Sun 2013-03-03 |
Groceries |
$220.00 |
|
$5,596.87 |
Sun 2013-03-10 |
Groceries |
$220.00 |
|
$5,816.87 |
Thu 2013-03-14 |
Home phone |
$25.00 |
|
$5,841.87 |
Sun 2013-03-17 |
Bank fees |
$7.25 |
|
$5,849.12 |
Sun 2013-03-17 |
Groceries |
$220.00 |
|
$6,069.12 |
Tue 2013-03-19 |
House insurance |
$106.16 |
|
$6,175.28 |
Tue 2013-03-19 |
Credit card interests |
$19.95 |
|
$6,195.23 |
Sun 2013-03-24 |
Groceries |
$220.00 |
|
$6,415.23 |
Sun 2013-03-31 |
Groceries |
$220.00 |
|
$6,635.23 |
Sun 2013-03-31 |
Electricity bill |
$121.00 |
|
$6,756.23 |
Mon 2013-04-01 |
Mortgage |
$1,649.00 |
|
$8,405.23 |
Sun 2013-04-07 |
Groceries |
$220.00 |
|
$8,625.23 |
Sun 2013-04-14 |
Groceries |
$220.00 |
|
$8,845.23 |
Sun 2013-04-14 |
Home phone |
$25.00 |
|
$8,870.23 |
Wed 2013-04-17 |
Bank fees |
$7.25 |
|
$8,877.48 |
Fri 2013-04-19 |
House insurance |
$106.16 |
|
$8,983.64 |
Fri 2013-04-19 |
Credit card interests |
$19.22 |
|
$9,002.86 |
Sun 2013-04-21 |
Groceries |
$220.00 |
|
$9,222.86 |
Sun 2013-04-28 |
Groceries |
$220.00 |
|
$9,442.86 |
Wed 2013-05-01 |
Mortgage |
$1,649.00 |
|
$11,091.86 |
Sun 2013-05-05 |
Groceries |
$220.00 |
|
$11,311.86 |
Sun 2013-05-12 |
Groceries |
$220.00 |
|
$11,531.86 |
Tue 2013-05-14 |
Home phone |
$25.00 |
|
$11,556.86 |
Fri 2013-05-17 |
Bank fees |
$7.25 |
|
$11,564.11 |
Sun 2013-05-19 |
House insurance |
$106.16 |
|
$11,670.27 |
Sun 2013-05-19 |
Groceries |
$220.00 |
|
$11,890.27 |
Sun 2013-05-19 |
Credit card interests |
$18.48 |
|
$11,908.75 |
Sun 2013-05-26 |
Groceries |
$220.00 |
|
$12,128.75 |
Sat 2013-06-01 |
Mortgage |
$1,649.00 |
|
$13,777.75 |
Sun 2013-06-02 |
Groceries |
$220.00 |
|
$13,997.75 |
Sun 2013-06-09 |
Groceries |
$220.00 |
|
$14,217.75 |
Fri 2013-06-14 |
Home phone |
$25.00 |
|
$14,242.75 |
Sun 2013-06-16 |
Groceries |
$220.00 |
|
$14,462.75 |
Mon 2013-06-17 |
Bank fees |
$7.25 |
|
$14,470.00 |
Wed 2013-06-19 |
House insurance |
$106.16 |
|
$14,576.16 |
Wed 2013-06-19 |
Credit card interests |
$17.73 |
|
$14,593.89 |
Sun 2013-06-23 |
Groceries |
$220.00 |
|
$14,813.89 |
Sat 2013-06-29 |
Electricity bill |
$121.00 |
|
$14,934.89 |
Sun 2013-06-30 |
Groceries |
$220.00 |
|
$15,154.89 |
Mon 2013-07-01 |
Mortgage |
$1,649.00 |
|
$16,803.89 |
Sun 2013-07-07 |
Groceries |
$220.00 |
|
$17,023.89 |
Date |
Description |
Debit (-) |
Credit (+) |
Balance |
Wed 2012-07-11 |
Dad's salary |
|
$1,157.59 |
$32,412.52 |
Thu 2012-07-19 |
Mom's salary |
|
$1,157.59 |
$33,570.11 |
Wed 2012-07-25 |
Dad's salary |
|
$1,157.59 |
$34,727.70 |
Thu 2012-08-02 |
Mom's salary |
|
$1,157.59 |
$35,885.29 |
Wed 2012-08-08 |
Dad's salary |
|
$1,157.59 |
$37,042.88 |
Thu 2012-08-16 |
Mom's salary |
|
$1,157.59 |
$38,200.47 |
Wed 2012-08-22 |
Dad's salary |
|
$1,157.59 |
$39,358.06 |
Thu 2012-08-30 |
Mom's salary |
|
$1,157.59 |
$40,515.65 |
Wed 2012-09-05 |
Dad's salary |
|
$1,157.59 |
$41,673.24 |
Thu 2012-09-13 |
Mom's salary |
|
$1,157.59 |
$42,830.83 |
Wed 2012-09-19 |
Dad's salary |
|
$1,157.59 |
$43,988.42 |
Thu 2012-09-27 |
Mom's salary |
|
$1,157.59 |
$45,146.01 |
Wed 2012-10-03 |
Dad's salary |
|
$1,157.59 |
$46,303.60 |
Thu 2012-10-11 |
Mom's salary |
|
$1,157.59 |
$47,461.19 |
Wed 2012-10-17 |
Dad's salary |
|
$1,157.59 |
$48,618.78 |
Thu 2012-10-25 |
Mom's salary |
|
$1,157.59 |
$49,776.37 |
Wed 2012-10-31 |
Dad's salary |
|
$1,157.59 |
$50,933.96 |
Thu 2012-11-08 |
Mom's salary |
|
$1,157.59 |
$52,091.55 |
Wed 2012-11-14 |
Dad's salary |
|
$1,157.59 |
$53,249.14 |
Thu 2012-11-22 |
Mom's salary |
|
$1,157.59 |
$54,406.73 |
Wed 2012-11-28 |
Dad's salary |
|
$1,157.59 |
$55,564.32 |
Thu 2012-12-06 |
Mom's salary |
|
$1,157.59 |
$56,721.91 |
Wed 2012-12-12 |
Dad's salary |
|
$1,157.59 |
$57,879.50 |
Thu 2012-12-20 |
Mom's salary |
|
$1,157.59 |
$59,037.09 |
Wed 2012-12-26 |
Dad's salary |
|
$1,157.59 |
$60,194.68 |
Tue 2013-01-01 |
Adjustment |
$60,194.68 |
|
$0.00 |
Thu 2013-01-03 |
Mom's salary |
|
$1,157.59 |
$1,157.59 |
Wed 2013-01-09 |
Dad's salary |
|
$1,157.59 |
$2,315.18 |
Thu 2013-01-17 |
Mom's salary |
|
$1,157.59 |
$3,472.77 |
Wed 2013-01-23 |
Dad's salary |
|
$1,157.59 |
$4,630.36 |
Thu 2013-01-31 |
Mom's salary |
|
$1,157.59 |
$5,787.95 |
Wed 2013-02-06 |
Dad's salary |
|
$1,157.59 |
$6,945.54 |
Thu 2013-02-14 |
Mom's salary |
|
$1,157.59 |
$8,103.13 |
Wed 2013-02-20 |
Dad's salary |
|
$1,157.59 |
$9,260.72 |
Thu 2013-02-28 |
Mom's salary |
|
$1,157.59 |
$10,418.31 |
Wed 2013-03-06 |
Dad's salary |
|
$1,157.59 |
$11,575.90 |
Thu 2013-03-14 |
Mom's salary |
|
$1,157.59 |
$12,733.49 |
Wed 2013-03-20 |
Dad's salary |
|
$1,157.59 |
$13,891.08 |
Thu 2013-03-28 |
Mom's salary |
|
$1,157.59 |
$15,048.67 |
Wed 2013-04-03 |
Dad's salary |
|
$1,157.59 |
$16,206.26 |
Thu 2013-04-11 |
Mom's salary |
|
$1,157.59 |
$17,363.85 |
Wed 2013-04-17 |
Dad's salary |
|
$1,157.59 |
$18,521.44 |
Thu 2013-04-25 |
Mom's salary |
|
$1,157.59 |
$19,679.03 |
Wed 2013-05-01 |
Dad's salary |
|
$1,157.59 |
$20,836.62 |
Thu 2013-05-09 |
Mom's salary |
|
$1,157.59 |
$21,994.21 |
Wed 2013-05-15 |
Dad's salary |
|
$1,157.59 |
$23,151.80 |
Thu 2013-05-23 |
Mom's salary |
|
$1,157.59 |
$24,309.39 |
Wed 2013-05-29 |
Dad's salary |
|
$1,157.59 |
$25,466.98 |
Thu 2013-06-06 |
Mom's salary |
|
$1,157.59 |
$26,624.57 |
Wed 2013-06-12 |
Dad's salary |
|
$1,157.59 |
$27,782.16 |
Thu 2013-06-20 |
Mom's salary |
|
$1,157.59 |
$28,939.75 |
Wed 2013-06-26 |
Dad's salary |
|
$1,157.59 |
$30,097.34 |
Thu 2013-07-04 |
Mom's salary |
|
$1,157.59 |
$31,254.93 |
Date |
Description |
Debit (+) |
Credit (-) |
Balance |
Fri 2012-07-20 |
Cell phone dad |
$35.00 |
|
$718.82 |
Wed 2012-08-01 |
Internet |
$43.97 |
|
$762.79 |
Wed 2012-08-01 |
Cell phone mom |
$35.00 |
|
$797.79 |
Mon 2012-08-20 |
Cell phone dad |
$35.00 |
|
$832.79 |
Sat 2012-09-01 |
Internet |
$43.97 |
|
$876.76 |
Sat 2012-09-01 |
Cell phone mom |
$35.00 |
|
$911.76 |
Thu 2012-09-20 |
Cell phone dad |
$35.00 |
|
$946.76 |
Mon 2012-10-01 |
Internet |
$43.97 |
|
$990.73 |
Mon 2012-10-01 |
Cell phone mom |
$35.00 |
|
$1,025.73 |
Sat 2012-10-20 |
Cell phone dad |
$35.00 |
|
$1,060.73 |
Thu 2012-11-01 |
Internet |
$43.97 |
|
$1,104.70 |
Thu 2012-11-01 |
Cell phone mom |
$35.00 |
|
$1,139.70 |
Tue 2012-11-20 |
Cell phone dad |
$35.00 |
|
$1,174.70 |
Sat 2012-12-01 |
Internet |
$43.97 |
|
$1,218.67 |
Sat 2012-12-01 |
Cell phone mom |
$35.00 |
|
$1,253.67 |
Thu 2012-12-20 |
Cell phone dad |
$35.00 |
|
$1,288.67 |
Tue 2013-01-01 |
Internet |
$43.97 |
|
$1,332.64 |
Tue 2013-01-01 |
Cell phone mom |
$35.00 |
|
$1,367.64 |
Tue 2013-01-01 |
Adjustment |
|
$1,367.64 |
$0.00 |
Sun 2013-01-20 |
Cell phone dad |
$35.00 |
|
$35.00 |
Fri 2013-02-01 |
Internet |
$43.97 |
|
$78.97 |
Fri 2013-02-01 |
Cell phone mom |
$35.00 |
|
$113.97 |
Wed 2013-02-20 |
Cell phone dad |
$35.00 |
|
$148.97 |
Fri 2013-03-01 |
Internet |
$43.97 |
|
$192.94 |
Fri 2013-03-01 |
Cell phone mom |
$35.00 |
|
$227.94 |
Wed 2013-03-20 |
Cell phone dad |
$35.00 |
|
$262.94 |
Mon 2013-04-01 |
Internet |
$43.97 |
|
$306.91 |
Mon 2013-04-01 |
Cell phone mom |
$35.00 |
|
$341.91 |
Sat 2013-04-20 |
Cell phone dad |
$35.00 |
|
$376.91 |
Wed 2013-05-01 |
Internet |
$43.97 |
|
$420.88 |
Wed 2013-05-01 |
Cell phone mom |
$35.00 |
|
$455.88 |
Mon 2013-05-20 |
Cell phone dad |
$35.00 |
|
$490.88 |
Sat 2013-06-01 |
Internet |
$43.97 |
|
$534.85 |
Sat 2013-06-01 |
Cell phone mom |
$35.00 |
|
$569.85 |
Thu 2013-06-20 |
Cell phone dad |
$35.00 |
|
$604.85 |
Mon 2013-07-01 |
Internet |
$43.97 |
|
$648.82 |
Mon 2013-07-01 |
Cell phone mom |
$35.00 |
|
$683.82 |
Date |
Description |
Debit (+) |
Credit (-) |
Balance |
Wed 2012-08-01 |
Clothing etc. |
$120.00 |
|
$120.00 |
Mon 2012-08-20 |
School supplies |
$300.00 |
|
$420.00 |
Sat 2012-09-01 |
Clothing etc. |
$120.00 |
|
$540.00 |
Mon 2012-10-01 |
Clothing etc. |
$120.00 |
|
$660.00 |
Thu 2012-11-01 |
Clothing etc. |
$120.00 |
|
$780.00 |
Sat 2012-12-01 |
Clothing etc. |
$120.00 |
|
$900.00 |
Sun 2012-12-02 |
Christmas gifts |
$400.00 |
|
$1,300.00 |
Tue 2013-01-01 |
Clothing etc. |
$120.00 |
|
$1,420.00 |
Tue 2013-01-01 |
Adjustment |
|
$1,420.00 |
$0.00 |
Fri 2013-02-01 |
Clothing etc. |
$120.00 |
|
$120.00 |
Fri 2013-03-01 |
Clothing etc. |
$120.00 |
|
$240.00 |
Mon 2013-04-01 |
Clothing etc. |
$120.00 |
|
$360.00 |
Wed 2013-05-01 |
Clothing etc. |
$120.00 |
|
$480.00 |
Sat 2013-06-01 |
Clothing etc. |
$120.00 |
|
$600.00 |
Mon 2013-07-01 |
Clothing etc. |
$120.00 |
|
$720.00 |
family-budget.nbf - 7/10/2012 2:30:43 PM - Nascent Freedom Budget Explorer 2012
Planning your Budget
We'll start by enumerating our family's main expenses and revenues.
For our 2 working adults and 2 children, we can expect the following
transactions each year:
- Every 2 weeks, salary of
$1,157.59 received by both parents;
- Monthly mortgage payment of
$1649.00;
- Monthly credit card payment: $300.00;
- Every 90 days,
electricity bill: $121.00;
- Weekly groceries:
$220.00
;
- Monthly Internet
bill: $43.97;
- Monthly bill for the home phone: $25.00;
- Monthly bank fees: $7.25;
- 2 monthly car payments: $162.74 and $362.74;
- Monthly payments for insurance: $106.16 (house), $73.86 (cars);
- Gas: $120.00/week;
- both parents transfer $900.00 every pay to the joint account;
- 2 cell phone payments at $35.00/month each;
- Gifts for the family every December: $400.00;
- School supplies every August: $300.00;
- Clothing & accessories for the family: $120.00 every month;
- Monthly credit card interests, calculated at 19% per year.
To facilitate analyzing the results, we'll decide to
keep a closer eye on the following items:
- Tracking the joint account and the credit card balances;
-
Keeping an eye on each individual's personal account;
- How much the family earns every year;
-
How much is spent every year on transportation, on living, gifts &
family expenses.
The choice of which accounts to track is completely yours -
the software does not force you to track any particular account.
In order keep a separate total for each of those items in Budget Explorer,
we'll create a separate account for each. We'll name those
accounts:
- Joint Account
- Credit Card
- Dad's account & Mom's account
- Cost of Living
- Earned Salary
- Expenses
- Kids & Family
- Transportation Costs
At this point, you could enter all the information above directly into
Budget Explorer. Since this is a step-by-step tutorial, we'll
rewrite the information into a single table and add as much detail as we
can:
When
|
Description
|
Amount
|
Accounts
|
Starts Jan 11, 2012
Recurs every 2 weeks on Wednesday |
Dad's salary |
$1157.59 |
Increase "Dad's account"
Record the
transaction in
"Earned Salary"
|
Starts Jan 5, 2012
Recurs every 2 weeks on Thursday |
Mom's salary |
$1157.59 |
Increase "Mom's account"
Record the transaction in
"Earned Salary" |
Starts Jan 6, 2012
Recurs every month on the 1st |
Mortgage |
$1649.00 |
Decrease "Joint Account"
Record the transaction in
"Cost of Living" |
Starts Jan 6, 2012
Recurs every month on the 25th |
Credit card payment |
$300.00 |
Decrease "Joint
Account"
Deposit the money in
"Credit Card" |
Starts Jan 6, 2012
Recurs every 90 days |
Electricity bill |
$121.00 |
Decrease "Joint Account"
Record the transaction in
"Cost of Living" |
Starts Jan 6, 2012
Recurs on every Sunday |
Groceries |
$220.00 |
Decrease "Joint Account"
Record the transaction in
"Cost of Living" |
Starts Jan 6, 2012
Recurs every month on the 1st |
Internet |
$43.97 |
Decrease "Joint Account"
Record the transaction in
"Expenses" |
Starts Jan 6, 2012
Recurs every month on the 14th |
Home phone |
$25.00 |
Decrease "Joint Account"
Record the transaction in
"Cost of Living" |
Starts Jan 6, 2012
Recurs every month on the 17th |
Bank fees |
$7.25 |
Decrease "Joint Account"
Record the transaction in
"Cost of Living" |
Starts Jan 6, 2012
Recurs every month on the 8th |
Car payment dad |
$162.74 |
Decrease "Dad's account"
Record the transaction in
"Transportation Costs" |
Starts Jan 6, 2012
Recurs every month on the 1st |
Family car payment |
$362.74 |
Decrease "Joint Account"
Record the transaction in
"Transportation Costs" |
Starts Jan 6, 2012
Recurs every month on the 19th |
House insurance |
$106.16 |
Decrease "Joint Account"
Record the transaction in
"Cost of Living" |
Starts Jan 6, 2012
Recurs every month on the 28th |
Car insurance |
$73.86 |
Decrease "Joint Account"
Record the transaction in
"Transportation Costs" |
Starts Jan 6, 2012
Recurs every month on the 20th |
Gas |
$120.00 |
Increase "Credit
Card"
Record the transaction in
"Transportation Costs" |
Starts Jan 6, 2012
Recurs every 2 weeks on Wednesday |
Transfer from dad |
$900.00 |
Decrease "Dad's account"
Depositing the money to
"Joint Account" |
Starts Jan 5, 2012
Recurs every 2 weeks on Thursday |
Transfer from mom |
$900.00 |
Decrease "Mom's account"
Depositing the money to
"Joint Account" |
Starts Jan 6, 2012
Recurs every month on the 20th |
Cell phone dad |
$35.00 |
Increase "Credit
Card"
Record the transaction in
"Expenses" |
Starts Jan 6, 2012
Recurs every month on the 1st |
Cell phone mom |
$35.00 |
Increase "Credit
Card"
Record the transaction in
"Expenses" |
Starts Dec 1, 2012
Recurs every year on the first Sunday
of December |
Christmas gifts |
$400.00 |
Decrease "Joint Account"
Record the transaction in
"Kids & Family" |
Starts Aug 7, 2012
Recurs every year on the third Monday
of August |
School supplies |
$300.00 |
Decrease "Joint Account"
Record the transaction in
"Kids & Family" |
Starts Jan 6, 2012
Recurs every month on the 1st |
Clothing etc. |
$120.00 |
Decrease "Joint Account"
Record the transaction in
"Kids & Family" |
Starts Jan 6, 2012
Recurs every month on the 19th |
Credit card interests |
19% interest per year |
Increase "Credit
Card"
Record the transaction in
"Cost of Living" |
Setting up the Accounts
Before we enter
events in Budget Explorer, we need to tell the software now many accounts we
want to track.
Press the "New Account" button to create your
accounts:
Enter a name of each account, pressing "New Account" for each.
The accounts here are:
- Joint Account
- Credit Card
- Dad's account
- Mom's account
- Cost of Living
- Earned Salary
- Expenses
- Kids & Family
- Transportation Costs
This creates our accounts with the default settings.
Since we want Budget Explorer to
automatically compute the increases or decreases in our accounts, we'll change
the type on a few account.
Press the "Account Settings" to open the
Account Settings dialog:
Then make the following changes:
Account
|
Type
|
Perspective
|
Account Balance
|
Credit Card |
Liability |
Vostro account |
$2000 on Jan 1, 2012 |
Earned Salary |
Capital |
(unchanged) |
(unchanged) |
Dad's account |
(unchanged) |
Vostro account |
$1000 on Jan 1, 2012 |
Mom's account |
(unchanged) |
Vostro account |
$1000 on Jan 1, 2012 |
Joint Account |
(unchanged) |
Vostro account |
$3042.78 on Jan 6, 2012 |
On some accounts (especially "Transportation
Costs", "Cost of Living", "Earned Salary", "Expenses" and "Kids &
Family"), you can enter a balance of $0.00 on January 1st, so that your
balance at the end of the year indicates the cumulative for the
year. For example, in our current example the balance of account
"Earned Salary" is $60194.68 on December 31, 2012, indicating the total
amount earned by the family during the year.
All bank accounts accounts are changed to a
Vostro Account, meaning that the bank is the one printing the account
statement. When a bank issues an account statement, the Debit and
Credit columns are interchanged to indicate who owes money to whom (in
this case, the bank owes you that money, and not the opposite).
Entering the Budget
Once our accounts are set up, we're now ready to enter the events.
To access the Events window, press the View Events button at
the top of the screen:
Use the information from the table above to create the entries in
your budget. For example, the first entry being:
When
|
Description
|
Amount
|
Accounts
|
Starts Jan 11, 2012
Recurs every 2 weeks on Wednesday |
Dad's salary |
$1157.59 |
Increase "Dad's account"
Record the
transaction in
"Earned Salary"
|
Press the New Events button to add a new entry in the budget:
and enter a Start Date of 11 January 2012, the event Description, and
the amount of the transaction in the Change column.
Select your accounts in the drop-down menus, then press the
"Edit" button to specify the recurrence of the
event. Here we will specify that our event occurs every 2 weeks on
Wednesdays, starting from the first Wednesday on or after the date we
specified in the column "Start Date" (i.e. the first Wednesday on or
after 11 January 2012) :
After entering all of the information from the first line in the
table,
your screen should look like this:
In the table, notice that we're sometimes Increasing the
balance of our first account, and sometimes Decreasing
it. When you Increase the balance, enter a
positive amount in the "Change" column. When you Decrease
the balance, enter a negative amount.
Continue entering all the budget entries from the
table. You may find it convenient to regroup some entries by
theme; select the entries you want to group together, right-click and
select "Move to Project...". For example, in this budget we've
regrouped together "Dad's budget" (with his salary, car payment, cell
phone and bank transfer) and "Mom's budget" (with her salary, cell phone
payment and bank transfer).
Computing automatically the Credit Card interests
is completely optional (you could manually adjust the credit card
balance every month for example), however Budget Explorer gives you the
convenience of programming it in advance if you wish. To do so,
press the "Advanced Options" to reveal an additional column, "Change
Formula". In that column, type the following:
amount=CreditCard * ( (19/100) /12)
corresponding to 19% interest per year (i.e. 12
months).
After entering all of the data (and if you wish,
also the formula to automatically compute credit card interests),
your screen will look like this:
Viewing the outcome
To view the outcome of this budget, press
the View Simulation button at the top of the screen:
The transactions you see in this window correspond to
the transactions you will see in the bank account if the budget is followed
to the letter.
See the interactive budget summary at the top of this page.
Balancing your budget
At this point, changing your budget becomes a simple matter of
editing the numbers we've entered previously. With a
single button we immediately see the impact of the change over 1 year or
any other duration.
For example:
Looking at our "Credit Card" account, we see that we'll still have a
balance of approximately $1300.00 after one year of following this
budget. Let's see if we can clear that balance by
April 2013.
Let's follow these steps:
- Increase the payment on the credit card every month - let's try
$340.00 instead of the $300.00 we entered.
- We can immediately see the impact of that change - press "View
Simulation" and select the "Credit Card" account. We see that
our balance is still about $460.00 in July 2013 - better but not
what we wanted. $380.00
should meet our goal quite nicely.
- Looking again at the impact, we now see a red flag on the
"Credit Card" account - which means that we've now cleared the
balance and even started to pay too much. Let's put an end date of 25
March 2013 on our credit card payments, and create a new entry
starting from 25 April 2013 to reduce the credit card payments to $235.00.
We've now brought down the credit card balance to zero exactly
within our deadline, and managed to reduce our monthly
payments after that.
Exploring more scenarios
Other budget examples are provided with the
software, accessible under
File > Help Options.
Other notable features discussed in the
User Manual are:
Updating your budget every couple of months
|
Synchronize your
simulation with your actual bank account by adding a new balance for
the account "Bank Account".
Section 5 - Account Settings
|
Setting up projects, including activating/deactivating projects
to see which one is the best
|
Group together multiple events, right-click and
select "Move to Project..."
Section 3 - View Events
|
Adjusting dates within a project (ex. move a complete project in
time, without retyping all the dates)
|
After a project has been set up, change the
date on any of the events to bring up the "Adjust dates" dialog box.
Section 3 - View Events
|
Exporting to CSV
|
In the View Simulation window, right-click the
account tab and select "Export to CSV"
Section 4 - View Simulation
|
Complex events using the Lua programming
language
|
Press the "Advanced Options" button to bring up
the advanced features of the software.
Section 6 - Advanced Options
|
Download this Budget File